Trace your money honey....

"Hah, dah tinggal RM 9 je dalam beg duit aku???" ujarku dengan terkejut..terkejut amat..
"Kenapa duit ko hilang ke?" tanya Min ( bukan nama sebenar)
"Taklah. Tadi pagi duit aku ada RM 50 sekarang dah tinggal RM 9. Apa je yang aku beli hari ni sampai duit aku tinggal banyak ni je Min?" tanyaku resah ala gelisah. Saku seluar jeans ku ku seluk, berdentang-denting bunyi syiling ku letak diatas meja. Pantas ku gapai beg tangan ku dan mencari-cari baki duit yang masih tersembunyi. Oh, ada RM 2 dalam beg tangan ni.
"Ala Ain, duit kan macam air. Jangan risaulah" lembut suara Min menenangkan perasaan ku.

Min's words makes me cool down. For a while. But I still wondering where the rest of the money go. Money can't disappear just like that. Money did flow but its not like water. Water can recycle maa, then after the re-cycling we can use the water over and over again. But money can't. I wish money can and if this possible then I don't have to write about money management and there is no one going bankcrupcy and there is no poor people all over world..but the reality always not as good as we wish I suppose...

There is no words 'I don't know what I buy, what I just realize that my money already gone'-tho I always used this phrase to my sister...

We should know where our money gone, then we can look back and see which and what part we can improved to makes the money that will go more worthy and give satisfaction to us.

To trace your money, you need to list all the stuff you buy or service you pay. Even it was only a pack of chewing gum. You can use buku 555 or your organizer or your hand phone. I see that some hand phone already have money organizer in their application. Then start to write down what you buy or pay. Every little cent does count. Then, in the end of the day group the items by Food, Transport, Books/Printing, Entertainment, Utilities bills, Rent, Clothes, Toiletries and whatever groups that you can think of. Calculate how much have you spend for that day and see is the total telly with the your balance or nor. If not, think where have you miss the 'money'...Then, think where/which part can you cut back your expanses or reduce the amount of it. Different people have different priorities...Some choose time, some choose money...So think about your priorities and make sure that you are satisfied with the money flow...There is nothing like 'my money disappear again'.. ;)

P/S : I would love to hear you tips,opinion and comment =) maybe the way you practise your money much more better than what I have read. Good things are meant to be share. Thanks.