Saturday, September 6, 2008

Money Management.One steps required only.


People always see coins as not worthy. They throw it everywhere. They did not see RM0.10 as an amount to start savings.
For university student like me it is hard to save fix amount of Ringgit every month. But we still need to save. After we have graduated and on the run to find jobs. We will need a lot of money. To pay the house/room rent, new office clothes, transportation and what so-ever.
So by start keep our coins we can have a little Ringgit to save every month. And I would really love to suggest to open ASB account because we can have the higher interest in the end of the year ( the highest in Malaysia if I'm not mistaken).
So now collect all your coins - inside your school beg, in the drawer, on your jeans..wherever it is collect it and put in a coins container or anything. Sometimes a mug or Tupperware will do. Or even in an old socks.
Or you can also use your coin money to buy something that you are really looking for. Example, you like to read novel. But to buy novel every month are quite costing so you can use the coins that you have keep in a month and buy it with free-guilt-feeling. To motivate you to save your money is by label your coins container with the things that you want to buy from it. You could also paste the picture of the things you want to buy. Last time I paste Guess handbag picture.
Enjoy your saving time. Good Lucks.

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